Preservation of Capital
Time Horizon
Liquidity Risk
Credit Risk
Interest Rate Risk
Net Interest Earnings
Project Funds
Capitalized Interest Funds
Debt Service Reserve Funds
Temporary Debt Service Funds
Working Capital Funds
Operating Reserve Funds
Liquidity Support Funds
We will analyze your existing Investment Policy if you have one or create a new one if you don’t
We analyze the interaction between the asset and liability sides of your balance sheet
Incorporating key financial ratios and future capital projects
Identify the most efficient combination of stocks, bonds, and cash based on decades historical data and informed capital markets assumptions
Active and Passive management provided by our investment management partners
Monthly summary of accounting activity, performance, asset allocation, portfolio holdings and transaction reports
We have the technology infrastructure to monitor and ensure compliance with your organization’s Investment Policy
Portfolio updates and educational presentations
We review updated financial information and potential capital needs to confirm the policy is still appropriate or recommend changes via a redlined document
F/m Investments, LLC (“F/m”) is an investment advisory firm registered with the Securities and Exchange Commission (“SEC”) under the Investment Advisers Act of 1940. SEC registration does not constitute an endorsement of the firm by the Commission, nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability.
The material contained on this website is not intended to be a recommendation or investment advice, does not constitute a solicitation to buy, sell or hold a security or investment strategy. The information provided does not take into account the specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on an investor’s objectives and circumstances and in consultation with their financial professionals.